Property Description
Experience the best of waterfront living in this beautifully maintained 3 bedroom, 2 bathroom home offering channel access to the St. Joseph River and the privacy of a beautifully secluded backyard setting. This unique property combines comfort, efficiency, and flexible living space featuring solar panels, walk-out basement and a setting designed for enjoying the outdoors. Inside, you'll find inviting living spaces and a finished walkout lower level designed with versatility in mind. The lower level features a full kitchen, spacious living area, bathroom, rec room, along with its own private exterior entrance and direct walkout access to the backyard. This flexible space provides endless possibilities for multi-generational living, extended guests, a home office, recreation, or additional entertaining space. Outdoor amenities include an expansive deck overlooking the water, fenced backyard for privacy, hot tub, and your own private boat dock for easy channel access to the St. Joseph River. Additional highlights include owned solar panels offering energy efficiency and long-term savings, a large storage shed with electricity for boating gear, lawn equipment, and hobbies. Conveniently located with easy access to major roadways including County Road 17 and the Indiana Toll Road. Offering the perfect blend of water recreation, flexible living space, modern efficiency, and everyday convenience, this is a rare opportunity to enjoy the lifestyle you've been looking for.
Directions
East on SR 120 from CR 17
Amenities
Hot Tub/Spa, Ceiling Fan(s), Deck Open, Dryer Hook Up Electric, Landscaped, Patio Covered, Porch Open, Stand Up Shower, Tub/Shower Combination, Washer Hook-Up
Sale Includes
Microwave, Refrigerator, Window Treatments, Range-Electric, Water Heater Gas, Water Softener-Owned, Solar Panels Owned
Property
| MLS # |
202630193 |
| Date Listed |
2026-07-27 |
| Status |
Active |
| Property Type |
Residential |
| Property SubType |
Site-Built Home |
| Finished Square Feet |
2,048 sqft |
| Total Square Feet |
2,352 sqft |
| New Construction |
No |
| Style |
One Story |
| Type |
Site-Built Home |
| Basement |
Yes |
| Bedrooms |
3 |
| Bathrooms |
2 |
| Annual Taxes |
$1,974.00 |
| Year Taxes Payable |
2026 |
| Year Built |
1963 |
| Virtual Tour |
propertypanorama.com » |
| Days on Market |
68 |
| Homestead Year |
No |
Additional
| Design |
Ranch |
| Cooling |
Central Air |
| Heating |
Gas, Forced Air |
| Garage |
Attached |
| Outbuilding |
Shed |
Room Dimensions
| Living Room |
18 × 15 |
Main Level |
| Family Room |
16 × 10 |
Lower Level |
| Kitchen |
15 × 11 |
Main Level |
| Master Bedroom |
12 × 11 |
Main Level |
| 2nd Bedroom |
12 × 11 |
Main Level |
| 3rd Bedroom |
12 × 10 |
Lower Level |
| Recreation Room |
21 × 14 |
Lower Level |
| Extra Room |
16 × 10 |
Lower Level |
Bathroom Locations
| Full Baths |
1 Main, 1 Lower |
External Features
| Construction |
Site-Built Home |
| Exterior |
Vinyl |
| Lot Size |
18,731 sq ft |
| Acreage |
0.43 Acres |
| Lot Dimensions |
110 x 170 |
| Parking |
Yes |
| Out Buildings |
Shed |
| Sewer |
Septic |
| Water |
Well |
| Fence |
Wood |
Location
| Area |
Elkhart County |
| Location |
City/Town/Suburb |
| County |
Elkhart |
| Subdivision |
None |
| Township |
Concord |
| City |
Elkhart |
| State |
IN |
| Zip |
46516 |
Schools
| School District |
Concord Community Schools |
| Elementary |
East Side |
| Middle School |
Concord |
| High School |
Concord |
Financial
| Financing Terms |
Cash, Conventional, FHA, VA |
| Assoc. Dues |
$0.00 Not Applicable |
IDX information provided by the Indiana Regional MLS.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.