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22055 State Road 120

Ranch • 63Y Old
$349,900 Listed 2 months ago
3 Bedrooms 2 on Main Level
2 Bathrooms
2048 sqft
0.43 Acres
1 Car Garage Attached 14 × 24 (336 sqft)
Basement Garage Outbuilding
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Property Description

Experience the best of waterfront living in this beautifully maintained 3 bedroom, 2 bathroom home offering channel access to the St. Joseph River and the privacy of a beautifully secluded backyard setting. This unique property combines comfort, efficiency, and flexible living space featuring solar panels, walk-out basement and a setting designed for enjoying the outdoors. Inside, you'll find inviting living spaces and a finished walkout lower level designed with versatility in mind. The lower level features a full kitchen, spacious living area, bathroom, rec room, along with its own private exterior entrance and direct walkout access to the backyard. This flexible space provides endless possibilities for multi-generational living, extended guests, a home office, recreation, or additional entertaining space. Outdoor amenities include an expansive deck overlooking the water, fenced backyard for privacy, hot tub, and your own private boat dock for easy channel access to the St. Joseph River. Additional highlights include owned solar panels offering energy efficiency and long-term savings, a large storage shed with electricity for boating gear, lawn equipment, and hobbies. Conveniently located with easy access to major roadways including County Road 17 and the Indiana Toll Road. Offering the perfect blend of water recreation, flexible living space, modern efficiency, and everyday convenience, this is a rare opportunity to enjoy the lifestyle you've been looking for.

Directions

East on SR 120 from CR 17

Amenities

Hot Tub/Spa, Ceiling Fan(s), Deck Open, Dryer Hook Up Electric, Landscaped, Patio Covered, Porch Open, Stand Up Shower, Tub/Shower Combination, Washer Hook-Up

Sale Includes

Microwave, Refrigerator, Window Treatments, Range-Electric, Water Heater Gas, Water Softener-Owned, Solar Panels Owned

Property
MLS # 202630193
Date Listed 2026-07-27
Status Active
Property Type Residential
Property SubType Site-Built Home
Finished Square Feet 2,048 sqft
Total Square Feet 2,352 sqft
New Construction No
Style One Story
Type Site-Built Home
Basement Yes
Bedrooms 3
Bathrooms 2
Annual Taxes $1,974.00
Year Taxes Payable 2026
Year Built 1963
Virtual Tour propertypanorama.com »
Days on Market 68
Homestead Year No
Additional
Design Ranch
Cooling Central Air
Heating Gas, Forced Air
Garage Attached
Outbuilding Shed
Room Dimensions
Living Room 18 × 15 Main Level
Family Room 16 × 10 Lower Level
Kitchen 15 × 11 Main Level
Master Bedroom 12 × 11 Main Level
2nd Bedroom 12 × 11 Main Level
3rd Bedroom 12 × 10 Lower Level
Recreation Room 21 × 14 Lower Level
Extra Room 16 × 10 Lower Level
Bathroom Locations
Full Baths 1 Main, 1 Lower
External Features
Construction Site-Built Home
Exterior Vinyl
Lot Size 18,731 sq ft
Acreage 0.43 Acres
Lot Dimensions 110 x 170
Parking Yes
Out Buildings Shed
Sewer Septic
Water Well
Fence Wood
Location
Area Elkhart County
Location City/Town/Suburb
County Elkhart
Subdivision None
Township Concord
City Elkhart
State IN
Zip 46516
Schools
School District Concord Community Schools
Elementary East Side
Middle School Concord
High School Concord
Financial
Financing Terms Cash, Conventional, FHA, VA
Assoc. Dues $0.00 Not Applicable
Contact

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MLS# 202630193
Listing Provided Courtesy of Amanda Ramundo
Model Real Estate LLC
Cell: 574-538-7405

Listing updated September 28, 2026 at 6:45 pm
Last checked 14 minutes ago

IDX information provided by the Indiana Regional MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.