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10098 Jefferson Road

Site-Built Home • 75Y Old
$689,000 Listed 1 month ago
5 Bedrooms 2 on Main Level
5 Bathrooms 4 Full & 1 Half
3092 sqft
0.57 Acres
3 Car Garage Attached 40 × 21 (840 sqft)
Basement Garage
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Property Description

Experience the beauty and serenity of waterfront living in this stunning 5 bedroom, 4.5 bath home with over 105 feet of frontage on the lower St. Joseph River! Designed for enjoying the outdoors and centered around entertaining, this home offers multiple outdoor living spaces. Relax or gather with friends on the upper deck with awning just off the dining room, or enjoy the unique indoor/outdoor flexible living area with double glass garage doors that flow seamlessly to a spacious concrete patio. Whether you're hosting a summer gathering, enjoying your morning coffee by the water, or simply taking in the river views, this property makes the most of its spectacular setting. Leading down to the river, you will find meticulously landscaped grounds, a striking boulder retaining wall, another deck and mature perennials creating a picturesque setting that feels like your own private retreat. Inside and out, extensive improvements have enhanced the home while preserving its inviting character and functionality for years to come (please see attached update list - too many to note!). The partially finished basement adds incredible versatility with a full bath, kitchenette, bedroom, and private entrance - ideal for guests, extended family, a private retreat, or additional living space. An unfinished portion of the basement provides abundant storage. 3-car attached garage offers plenty of room for vehicles, recreational equipment, and all the gear that comes with enjoying life on the river. With its exceptional river frontage, beautifully landscaped setting, generous living space, extensive updates, and remarkable indoor-outdoor entertaining options, this is more than a home - it’s an opportunity to embrace the St. Joseph River lifestyle every day. Schedule your showing today!

Directions

Heading on Jefferson towards Ash, home will be on your right.

Sale Includes

Dishwasher, Refrigerator, Cooktop-Electric, Dryer-Electric, Oven-Electric, Range-Electric, Range-Gas

Property
MLS # 202632571
Date Listed 2026-08-11
Status Active
Property Type Residential
Property SubType Site-Built Home
Finished Square Feet 3,092 sqft
Total Square Feet 4,176 sqft
New Construction No
Style One and Half Story
Type Site-Built Home
Basement Yes
Bedrooms 5
Bathrooms 5 (4 Full, 1 Half)
Annual Taxes $5,200.84
Year Taxes Payable 2026 pay 2027
Year Built 1951
Virtual Tour propertypanorama.com »
Days on Market 53
Homestead Year No
Additional
Cooling Central Air
Heating Forced Air
Garage Attached
Room Dimensions
Living Room 22 × 15 Main Level
Dining Room 13 × 14 Basement Level
Family Room 17 × 21 Lower Level
Kitchen 14 × 12 Main Level
Master Bedroom 13 × 12 Main Level
2nd Bedroom 13 × 8 Main Level
3rd Bedroom 15 × 17 Upper Level
4th Bedroom 12 × 20 Upper Level
5th Bedroom 14 × 14 Lower Level
Recreation Room 30 × 16 Lower Level
Bathroom Locations
Full Baths 1 Main, 1 Upper, 2 Lower
Half Baths 1 Main
External Features
Construction Site-Built Home
Exterior Brick,Vinyl,Limestone
Lot Size 24,829 sq ft
Acreage 0.57 Acres
Lot Dimensions 106 x 234
Sewer Septic
Water Well
Fence Invisible
Location
Area St. Joseph County
County St. Joseph
Subdivision None
Township Penn
City Osceola
State IN
Zip 46561
Schools
School District Penn-Harris-Madison School Corp.
Elementary Moran
Middle School Schmucker
High School Penn
Financial
Financing Terms Cash, Conventional
Assoc. Dues $0.00 Not Applicable
Contact

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MLS# 202632571
Listing Provided Courtesy of Brianna Merz
Weichert Rltrs-J.Dunfee&Assoc.

Listing updated October 1, 2026 at 9:45 am
Last checked 1 minute ago

IDX information provided by the Indiana Regional MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.