Experience the beauty and serenity of waterfront living in this stunning 5 bedroom, 4.5 bath home with over 105 feet of frontage on the lower St. Joseph River! Designed for enjoying the outdoors and centered around entertaining, this home offers multiple outdoor living spaces. Relax or gather with friends on the upper deck with awning just off the dining room, or enjoy the unique indoor/outdoor flexible living area with double glass garage doors that flow seamlessly to a spacious concrete patio. Whether you're hosting a summer gathering, enjoying your morning coffee by the water, or simply taking in the river views, this property makes the most of its spectacular setting. Leading down to the river, you will find meticulously landscaped grounds, a striking boulder retaining wall, another deck and mature perennials creating a picturesque setting that feels like your own private retreat. Inside and out, extensive improvements have enhanced the home while preserving its inviting character and functionality for years to come (please see attached update list - too many to note!). The partially finished basement adds incredible versatility with a full bath, kitchenette, bedroom, and private entrance - ideal for guests, extended family, a private retreat, or additional living space. An unfinished portion of the basement provides abundant storage. 3-car attached garage offers plenty of room for vehicles, recreational equipment, and all the gear that comes with enjoying life on the river. With its exceptional river frontage, beautifully landscaped setting, generous living space, extensive updates, and remarkable indoor-outdoor entertaining options, this is more than a home - it’s an opportunity to embrace the St. Joseph River lifestyle every day. Schedule your showing today!
Heading on Jefferson towards Ash, home will be on your right.
Dishwasher, Refrigerator, Cooktop-Electric, Dryer-Electric, Oven-Electric, Range-Electric, Range-Gas
| MLS # | 202632571 |
|---|---|
| Date Listed | 2026-08-11 |
| Status | Active |
| Property Type | Residential |
| Property SubType | Site-Built Home |
| Finished Square Feet | 3,092 sqft |
| Total Square Feet | 4,176 sqft |
| New Construction | No |
| Style | One and Half Story |
| Type | Site-Built Home |
| Basement | Yes |
| Bedrooms | 5 |
| Bathrooms | 5 (4 Full, 1 Half) |
| Annual Taxes | $5,200.84 |
| Year Taxes Payable | 2026 pay 2027 |
| Year Built | 1951 |
| Virtual Tour | propertypanorama.com » |
| Days on Market | 53 |
| Homestead Year | No |
| Cooling | Central Air |
|---|---|
| Heating | Forced Air |
| Garage | Attached |
| Living Room | 22 × 15 | Main Level |
| Dining Room | 13 × 14 | Basement Level |
| Family Room | 17 × 21 | Lower Level |
| Kitchen | 14 × 12 | Main Level |
| Master Bedroom | 13 × 12 | Main Level |
| 2nd Bedroom | 13 × 8 | Main Level |
| 3rd Bedroom | 15 × 17 | Upper Level |
| 4th Bedroom | 12 × 20 | Upper Level |
| 5th Bedroom | 14 × 14 | Lower Level |
| Recreation Room | 30 × 16 | Lower Level |
| Full Baths | 1 Main, 1 Upper, 2 Lower |
| Half Baths | 1 Main |
| Construction | Site-Built Home |
|---|---|
| Exterior | Brick,Vinyl,Limestone |
| Lot Size | 24,829 sq ft |
| Acreage | 0.57 Acres |
| Lot Dimensions | 106 x 234 |
| Sewer | Septic |
| Water | Well |
| Fence | Invisible |
| Area | St. Joseph County |
|---|---|
| County | St. Joseph |
| Subdivision | None |
| Township | Penn |
| City | Osceola |
| State | IN |
| Zip | 46561 |
| School District | Penn-Harris-Madison School Corp. |
|---|---|
| Elementary | Moran |
| Middle School | Schmucker |
| High School | Penn |
| Financing Terms | Cash, Conventional |
|---|---|
| Assoc. Dues | $0.00 Not Applicable |
MLS# 202632571
Listing Provided Courtesy of Brianna Merz
Weichert Rltrs-J.Dunfee&Assoc.
Listing updated October 1, 2026 at 9:45 am
Last checked 1 minute ago
IDX information provided by the Indiana Regional MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.