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426 Kosciuszko Street

Site-Built Home • 123Y Old
$194,900 Listed 6 days ago
4 Bedrooms 3 on Main Level
2 Bathrooms
2156 sqft
0.18 Acres
2 Car Garage Detached 22 × 26 (572 sqft)
Basement Garage Hardwood Floors
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Property Description

CHARMING ONE-STORY COTTAGE WITH 4 BEDROOMS, 2 FULL BATHS & OVER 2,150 FINISHED SQUARE FEET! Fresh, inviting, and move-in ready, this home features BEAUTIFULLY REFINISHED HARDWOOD FLOORS THROUGHOUT THE MAIN FLOOR, FRESH INTERIOR PAINT, NEW LIGHT FIXTURES, A NEW ROOF, AND NEW CENTRAL AIR CONDITIONING. With 1,356 square feet above grade plus approximately 800 finished square feet below grade, this home offers considerably more living space than you might expect at first glance. The main floor features three bedrooms and a full bath, along with a bright and welcoming living room where large windows bring in an abundance of natural light. The kitchen offers a comfortable eat-in area, while the separate formal dining room is also filled with natural light from its large windows—creating an inviting setting for everyday meals and gatherings. Pull-down ladder access leads to an expansive 1,356-square-foot unfinished attic, providing abundant storage and potential for additional finished living space. The lower level adds approximately 800 finished square feet, including a fourth bedroom with a newly added egress window and a second full bathroom. Don't need a fourth bedroom? This spacious finished area offers wonderful flexibility and could easily serve as a family room, home theatre, game room, or home gym. The unfinished portion of the basement provides additional functionality with a separate laundry room, mechanical room, and storage room. Still need more space? Pull-down ladder access leads to an expansive 1,356-square-foot unfinished attic, providing abundant storage with potential for additional finished living space. Outside, the substantial 26' x 22' detached two-car garage is complemented by generous off-street parking. An outdoor patio provides the perfect spot for grilling, relaxing, and entertaining. With 4 bedrooms, 2 full baths, 2,156 finished square feet, beautifully refinished hardwood floors, abundant natural light, significant recent improvements, generous storage, a spacious two-car garage, outdoor entertaining space, and an expansive unfinished attic with future possibilities, this charming cottage delivers an impressive combination of character, space, functionality, and potential. ***TAXES SHOWN ARE WITHOUT HOMESTEAD EXEMPTION***

Directions

Western Ave to Kosciuszko St. South on Kosciuszko. Home is on the east side.

Amenities

Countertops-Laminate, Eat-In Kitchen, Patio Open, Porch Covered, Storm Doors, Stand Up Shower, Tub/Shower Combination, Formal Dining Room

Sale Includes

Refrigerator, Dryer-Electric, Kitchen Exhaust Hood, Range-Electric, Water Heater Electric

Property
MLS # 202640074
Date Listed 2026-09-27
Status Active
Property Type Residential
Property SubType Site-Built Home
Finished Square Feet 2,156 sqft
Total Square Feet 2,486 sqft
New Construction No
Style One Story
Type Site-Built Home
Basement Yes
Bedrooms 4
Bathrooms 2
Annual Taxes $2,941.44
Year Taxes Payable 2026
Year Built 1903
Virtual Tour propertypanorama.com »
Days on Market 6
Homestead Year No
Additional
Cooling Central Air
Heating Gas, Forced Air
Garage Detached
Hardwood Floors Yes
Room Dimensions
Master Bedroom 11 × 12 Main Level
2nd Bedroom 10 × 10 Main Level
3rd Bedroom 10 × 11 Main Level
4th Bedroom 24 × 33 Lower Level
Bathroom Locations
Full Baths 1 Main, 1 Lower
External Features
Construction Site-Built Home
Exterior Vinyl
Lot Size 7,740 sq ft
Acreage 0.18 Acres
Lot Dimensions 60X129
Parking Yes
Sewer Public
Water Public
Fence Partial
Location
Area St. Joseph County
Location City/Town/Suburb
County St. Joseph
Subdivision Studebaker(s)
Township Portage
City South Bend
State IN
Zip 46619
Schools
School District South Bend Community School Corp.
Elementary Madison
Middle School Jackson
High School Riley
Financial
Financing Terms Cash, Conventional, FHA, VA
Assoc. Dues $0.00 Not Applicable
Contact

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MLS# 202640074
Listing Provided Courtesy of Kerrie Drury
RE/MAX 100
Cell: 574-607-3890

Listing updated September 28, 2026 at 11:15 am
Last checked 1 minute ago

IDX information provided by the Indiana Regional MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.